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Mun irka Enclave resident Jai Kumar, a retired Air Force offi

Tt was in 1978 that I saw a IDDA advertisement in a newspaper. It was the first Self Financing Scheme (SFS) from the Delhi Development Authority (DDA) inviting mid- dlesclass families to buy a flat in South Delhi by making the payment in instalments.
My wife, three daughters and I were living in a rented floor in Uday Park at that time. I didn't want to let go of an opportunity to buy my own place in South Delhi and immediately went to the Vikas Sadan DDA office. I bought the brochure that cost about Rs 5,000. It contained the terms and conditions and the eligibility criteria. I was to fill up a form and give three locations as preferences. Allotment of the flats was to be made through a computerised draw after scrutinising the applications that fulfilled the eligibility criteria, and other terms and conditions. It was a very transparent system that aimed to solve the housing needs of many families. In fact, Munirka Enclave was our third choice after Hauz Khas and Sarita Vihar.
Moving in Arranging funds was the next step towards making the dream home a reality. The house was priced at Rs 1.38 lakh and we had the option of paying the money in instalments, after making an initial payment of Rs 20,000. I decided to pay the entire amount in the first instalment after taking a 20-year loan from HDFC.
Thus, I was able to procure this three-bedroom ground floor flat in Munirka Enclave after submitting the necessary affidavits, down payment, forms, photographs attested by a gazetted officer/first class magistrate and completing other formalities.
The possession was given to us with the basic framework, doors, bathroom fittings, sewage and civil work. It had a small front lawn and a back- yard. Initially, we made no structural changes because funds were limited at that time.
We got some woodwork done and installed grill doors. The flat was, however, well laid out and comfortable.
The colony has 204 flats and water has never been a problem. Being a small colony, it has been easy to get familiar with the people around us. With parks and ample parking space, Munirka Enclave has been a welcome change for us. I have recently also joined a DDA scheme in which the leasehold on my property will be converted to freehold by paying Rs 25,000. A freehold flat can be sold or transferred without a clearance from the DDA.
Adjusting to the times Munirka Enclave has its own association that takes care of maintenance and security. The time for opening and closing the gates is fixed, and visitors are required to enter their details in a register kept at the gate. The colony does have the usual problems. People are unwilling to raise the monthly maintenance subscription in line with rising prices. This has not only affected the quality of maintenance but also created a rift between residents.
I have seen the happiest and saddest moments of my life in this house. My three daughters got married here and the house is also witness my five grand- sons and grand-daughter growing up. The saddest moment came when I lost my wife. However, the good moments have helped me recover from this loss and nowadays I stay here with my second daughter Deepika, her husband Vinod, their daughter Shonan and son Siddhant, who is a very talented, young polo player. My eldest daughter is in the US while the younger one lives in Noida.
Developing hub Munirka Enclave is a nice place to live in. It's close to Vasant Kunj and various south Delhi markets and malls. Over the years, the Nelson Mandela Marg has become very busy and the Priya cinema complex nearby is one of the most happening spots for the urban elite and youngsters.
Munirka Enclave's close proximity to the IGI airport makes it convenient for makes it convenient for my son-in-law who flies frequently for business.
The house has been recently renovated with complete change of windows, flooring, tiles and woodwork. As the family grows, needs change and the recent renovation reflects this. I love spending time playing golf, reading and spending time with the family in the common lobby. I am happy to have my flat here.
Courtesy:- HT Estate dt:- 10-April-2010
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